Welcome To Acqua Funding
REAL ESTATE LENDING SOLUTIONS
The quickest, most competitive direct lender on the market.
Welcoming all experience-level investors.
At Acqua, there is no ego, no nonsense, just fluid funding solutions.
Are you ready to experience residential lending greatness?
As Seen On
Lending Products
FAST AND AGGRESSIVE FINANCING FOR EVERY LOAN SCENARIO.
No matter what experience-level you may be, we are here to help you build your American Dream.
FIX AND FLIP
Acqua Funding's premium fix and flip program provide yous with the most competitive pricing and leverage on the market.
PREMIUM PROGRAM
700+ credit required to qualify
Up to 95% of purchase + 100% of rehab for pro level investors
Up to 90% of purchase + 100% of rehab for first time investors
~7-12 day close
No full appraisal required in some cases
No bank statements required in some cases
Price beat guaranteed for any competitor in our space
FIX AND FLIP
Acqua Funding's standard fix and flip program provides you with the most competitive pricing and leverage on the market for slightly lower FICO score borrowers.
STANDARD PROGRAM
660+ credit required to qualify
Up to 82.5% of purchase + 100% of rehab for first time investors
Up to 85% of purchase + 100% of rehab for second timers
Heavy rehab OK
Price beat guaranteed for any competitor in our space
RENTAL
Our single family(1-4 unit) premium rental loan product provides you with the most competitive pricing and leverage on the market with the help of our dedicated experts.
PREMIUM PROGRAM
700+ credit to qualify
Up to 80% on purchases and 80% on cashout refinances
0.8x minimum DSCR ratio
~18 day close
Soft pull on credit
Lease required for 80% cashout
No lease required for 75% cashout
RENTAL
Our single family(1-4 unit) standard rental loan product provides you with the most competitive pricing and leverage on the market for slightly lower FICO score borrowers.
STANDARD PROGRAM
660+ credit to qualify
Up to 80% on purchases and 75% on refinances
1.0x minimum DSCR ratio
Rural OK in some cases
Soft pull on credit
No lease required
GROUND UP
Acqua Funding secures ground up construction loan financing for single family homes all over the United States with a simple, common sense underwriting approach.
ALL INVESTOR
660+ credit required to qualify
No prior experience needed to qualify
The highest leverage available on the market
Up to 90% LTC
Up to 18 month term
Price beat guaranteed for any competitor in our space
HOW ACQUA WORKS
We provide investors with loans all across the United States. As former industry professionals, it is a priority for us to make this process as simple as possible. Learn more about our fundamental, four-step process by clicking the link below.
FIRST CONTACT
Please call in or fill out our loan submission form in order to connect with one of our industry-leading loan specialists.
GET A QUOTE
One of our loan specialists will reach out to you within 6 hours of form submission and offer an instant approval or denial on your loan scenario! We will not keep you waiting.
DOCUMENT REVIEW
Once your loan scenario is approved, Acqua will request just a few documents to underwrite your loan scenario. Acqua prides itself on its average turn time to close of ~10 days on bridge deals and ~18 days on rental loans.
CLOSE WITH ACQUA!
Acqua will be with you at every step of the loan process to get your file closed. We make sure our leadership is involved on every loan to give our clients a "hands-on" feel.
FIRST-TIME INVESTORS
90% of Purchase + 100% of Rehab for First Timers with Strong Credit.
Acqua Funding offers up to 90% of purchase + 100% of rehab for first time investor who qualify for its "Premium Program." All we need is a quality credit score to approve you.
If credit is not stellar, our "Standard Program" will have the right funding structure for your first time investment. Call our hotline to speak to a specialist now!
Client Testimonials
Real Reviews, Real People
Great experience!! They said at the beginning what they could do, and then efficiently went thru the process and we closed our first deal!! I look forward to working with Andrew and Nina going forward on more opportunities.
Will Murphy
If you are anything like us, you are trying to close on a deal and those "Big names Lenders" trying to suffocate you with high rates and large amount of closing fees. You should give these guys a try. Very professional and efficient plus they deliver on their promise of funding up to 90% purchase price. Thank you Acqua Funding.
KayNest LLC
